Investor Presentation · FICO
Own a Gold Exchange Store.
Earn from India's most liquid asset.
A modern gold buyback + bullion investment. Two revenue streams. Daily cash flow. Gold-backed capital. Fully operated by ABRAF.
Gold-BackedDaily Cash FlowZero OpEx1% Monthly Commercial
Step 1 — Investment
Choose Your Model — ₹0.5 to 10 KG
24K Rate ₹
Store SBUsqft × ₹3,000
Rental ₹Lakhs
Monthly Rotation Volume1.0 KG
0.5 KG10 KG
Investment Breakdown
Onboarding Fee₹4L+ GST
Store Setup 600 SBU sqft × ₹3,000₹18L+ GST
XRF Meter₹4.5L+ GST
Furnace₹1.5L+ GST
Strong Room₹2L+ GST
Inventory (Gold Float)₹19.6L
Rental Deposit (varies)₹10L
Total Investment₹59.6L
Refundable
₹29.6L
Inventory + Rental
Net Capital
₹30L
Non-refundable
Gold Rotation Cycle
Float125g
Monthly Volume (Buy + Sell)1,000g
Float rotates 4×/month — buy at −6%, refine, sell at market. Same gold, recycled weekly.
Step 2 — OpEx
Monthly Running Costs — 100% Company-Borne
You invest the capital. We handle every operational expense.
Staff Salaries (3)Company Bears₹1,20,000
Store Rent (Mall)Company Bears₹1,50,000
Utilities & MaintenanceCompany Bears₹30,000
Insurance (Gold + Store)Company Bears₹15,000
Marketing & PromotionsCompany Bears₹25,000
Compliance & AuditCompany Bears₹10,000
Total Monthly OpEx₹3,50,000
100% Company-Borne · Investor has zero monthly outflow
Step 3 — Investor Returns
Your Monthly Income — 1% of Transaction Value
Rotation
Float125g
Monthly Volume1,000g
Float Value₹19.6L
Investment
Onboarding₹4L
Setup₹18L
Equipment₹8L
Inventory₹19.6L
Rental₹10L
Total₹59.6L
Investor Returns (1%)
₹1,57,030
estimated avg. per month*
Annual (12 mo)₹18.8L
Payback (net)~19 mo
Min. Contractual Floor₹50,000/mo
*Estimated at current gold rate & volume. Actual returns vary with market & store performance.
Step 4 — Returns
Net Capital Payback & ROI
31%
Annual ROI
Return on ₹60L
Net Capital Payback
~19 months
012 mo24 mo
Avg. Monthly Return
₹1,57,030
Minimum Contractual Floor
₹50,000/mo
1% of CapEx (ex-rental) · Contractual
Returns depend on store performance, location and market conditions. Gold prices are subject to market risk. Past performance is not indicative of future results.
Deep Dive 1
20 Investment Models — 3 Available
Higher KG = higher procurement = higher returns. 17 models already sold — proven demand.
Available Models
Available
0.5 KG Model
—
Total Investment
Monthly—
Float—
Available
1.0 KG Model
—
Total Investment
Monthly—
Float—
Available
2.0 KG Model
—
Total Investment
Monthly—
Float—
Sold Out
Return Rule: 1% of CapEx OR 1% of monthly sales — whichever is higher. 3 of 20 available · 17 sold.
Deep Dive 2
FICO Gold Buyback — How It Works
Investor Funded · Company Operated. You deploy capital — ABRAF deploys expertise.
Investor
Capital · Zero Ops · Passive Income
ABRAF
Ops · Staff · Procurement · Liquidation
Controls
CCTV · KYC · Legal · Daily Reports
Risk Controls
24/7 CCTV — investor access
XRF mandatory every gram
Centralised rate locking
Full KYC on every seller
Police compliance active
Contractual SLA enforced
Deep Dive 3
Mall Presence — 15 Units · 3 Cities
Whitefield · ~300 sqft
Ground Floor · East Wing
● Active
Rajajinagar · ~400 sqft
Level 1 · Central Atrium
● Active
Vittal Mallya Rd · ~600 sqft
Ground Floor · South Block
● Active
Koramangala · ~400 sqft
Ground Floor · Entrance
● Active
Whitefield · ~500 sqft
Level 2 · Gold Zone
● Active
HITEC City · ~600 sqft
Ground Floor · West Wing
● Active
Banjara Hills · ~400 sqft
Level 1 · Fashion Zone
● Active
Kukatpally · ~300 sqft
Ground Floor · Main
● Active
Kokapet · ~900 sqft
Ground Floor · Luxury
● Active
Uppal · ~500 sqft
Level 2 · Jewellery Zone
● Active
Velachery · ~900 sqft
Ground Floor · Gold Arcade
● Active
Royapettah · ~600 sqft
Level 1 · East Promenade
● Active
Anna Nagar · ~1200 sqft
Ground Floor · Luxury Wing
● Active
Aminjikarai · ~400 sqft
Ground Floor · Central
● Active
OMR · ~1500 sqft
Level 1 · Boutique Zone
● Active
Deep Dive 4
Sensitivity — All Models
KGCapExMonthlyAnnualPayback
Your selected model highlighted in green.
Investor FAQs
Questions You Should Ask — Answered
Where does ABRAF invest its resources?
You invest in assets (store + equipment + working gold). ABRAF invests in performance — everything that makes the store run and scale.
Store Setup & Technology
Interiors to brand standard, live rate integration, billing, central pricing control, dashboards.
Manpower, Ops & Marketing
Trained staff, daily operations, cash management, mall activations and footfall generation.
Risk & Compliance
Fraud detection, audit, gold quality assurance, legal compliance — protecting brand and investor capital.
"You fund the engine. We fuel it, drive it, control it, and make it run profitably."
What does the investor do vs. ABRAF?
Investor — Passive
Funds store setup (one-time CapEx)
Funds equipment & working gold
Owns the asset — no operations, no gold risk
ABRAF — Active
Store setup end-to-end
Hiring, training, gold ops, pricing
Marketing, daily operations & cash
"Investor owns the asset. ABRAF controls and runs the business."
How does ABRAF compare to ETFs & physical gold?
| Factor | Gold ETF | Physical | ABRAF |
|---|---|---|---|
| When you earn | On sale | On sale | Monthly + exit |
| Profit type | Capital gain | Capital gain | Income + gain |
| Monthly income | None | None | Regular cash flow |
| Liquidity | High | Medium | High (via ops) |
| Effort | Passive | Active | Passive |
"ETF = Capital Gain only. Gold = Capital Gain only.
ABRAF = Income + Capital Gain."
ABRAF = Income + Capital Gain."
Next Steps
Ready to Start Your Gold Business?
Secure your investment territory. Target go-live: 45–60 days from full investment.